IDECO eKYC
know your customer, Wherever you are, wherever you go

Introducing Ideco eKYC, the newest member of IDECO’s identity management solutions, designed to deliver seamless customer identification and risk management functionality. Built on the Famoco FP200 mobile biometric device, this service is loaded with multiple KYC functions to help you verify every aspect of your customer, protect your organisation against identity fraud or money laundering, and meet all POPI as well as FICA requirements.

The Famoco FP200 with the Ideco eKYC App
Everyone, everywhere
Know Your Customer
Get a clear understanding of who your customer REALLY is
Real-time results1
Verify Identities and other customer data against trusted sources
Do custom searches
AND manage your specific transactional risks
FINGERPRINT AND FACE
  • Submit fingerprints directly to Department of Home Affairs
  • Match Identities against Department of Home Affairs database
  • Get and view Identity data including customer photo
  • Verify a host of other data against its primary source
  • All at very competitive pricing
suitable for all industries
streamline your FICA process and improve customer experience
service providers
Service Providers
micro lenders
Micro
Lenders
credit providers
Credit Providers
property practitioners
Property Practitioners
motor dealerships
Motor Dealerships
more
and many more
7 Good Reasons
PROTECT YOURSELF AGAINST IDENTITY FRAUD AND MONEY LAUNDERING
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1. Efficient Customer Onboarding - Ideco eKYC allow credit providers to quickly and easily verify customer identities and other data, reducing the time and effort required to onboard customers.

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2. Improved Data Accuracy - Ideco eKYC reduce the likelihood of human error, ensuring that customer information is accurate and up-to-date.

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3. Reduced Fraud Risk - Ideco eKYC uses fingerprint and face authentication, which help prevent fraudulent activities, such as identity theft and money laundering.

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4. Cost Savings - Ideco eKYC reduces the need for manual KYC processes, saving credit providers time and resources, and improving overall customer satisfaction.

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5. Data Privacy - Ideco eKYC ensures that customer data is secure and protected, maintaining confidentiality and integrity.

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6. Compliance with Regulations - Ideco eKYC helps credit providers comply with regulatory requirements, such as FICA (Financial Intelligence Centre Act) and POPIA (Protection of Personal Information Act).

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7. Full Scalability - Ideco eKYC can be easily integrated into existing systems, allowing credit providers to scale their operations efficiently.

Complete transparency
EXPAND YOUR SEARCH – SEE EVERY DETAIL
Choose from more than 15 different searches to verify your customer’s details
check identity
Check Identity
For checking the validity of an Identity. An ID number search returns the registered names and surname associated with the Identity number.

Costs: 4 Tokens
profile identity
Profile Identity
For retrieving all related information for an ID number from DHA. An ID number search will return the full file including Names, Surname, ID number, Deceased Status, Deceased Date, Marital Status, Marital Date, Spouse ID Number.

Costs: 21 Tokens
match fingerprints
Certify ID
For biometric matching (fingerprints and face) against records at the Department of Home Affairs. This service requires you to capture thumb prints and the face plus additional information and once the identity was success match, will issue a digital certificate as irrefutable proof of the Identity.

Costs: 54 Tokens
photo id
Photo ID
For retrieving all related information from DHA including the person's registered photo. An ID number search will return the full file including Name, Surname, Photo, Birth Place Country Code, SA ID blocked?, SA ID Issue Date, SA ID Issue Seq No, Smart Card issued as well as the registered photo of the person.

Costs: 31 Tokens
proof of life
Proof of Life
For retrieving confirmation of Proof of Life as per DHA records. Search results will include Ref #,Name, Surname, ID, Date of Birth, Deceased Status, Deceased Date.

Costs: 9 Tokens
verify address
Verify Address
To retrieve all known address information of the customer with an instance count per address (as per SACCRA)

Costs: X Tokens
verify contact details
Verify Contactibility
To retrieve all known address information of the customer including Name, Surname, ID, DOB, Mobile numbers 1-3 and Email

Costs: 16 Tokens
verify bank account
Verify Bank Account
For retrieving confirmation that a specific bank account is valid, active and held by the customer.

Costs: 15 Tokes
3 months bank statement
3 Months Bank Statement
For retrieving a copy of three months bank statements, directly from the customer's bank. Do note that this service requires authorisation by the customer.

Costs: X Tokes
pep / poi report
PEP / POI Report2
This service verifies against national databases whether a person is regarded a politically exposed person or a person of interest.

Costs: X Tokes
fica report
Full Fica Report
This service will retrieve a full fica report of the customer, complete with proof of Identity, address and contactability, as prepared by MAB Bureau.

Costs: X Tokes
trust search
Trust Search
For retrieving all relevant information on a registered Trust.

Costs: X Tokens
cipc report
CIPC Report
For retrieving all relevant information on a registered Company.

Costs: X Tokens
deeds report
Deeds Report
For retrieving all relevant information on a registered Title Deed.

Costs: X Tokens
sars report
SARS Report
For retrieving all relevant information on a persons income tax status from SARS.

Costs: X Tokens
natis report
Natis Report
For retrieving all vehicle registration details as registered on Natis.

Costs: X Tokens
vehicle vin report
Vehicle VIN Report
For retrieving all relevant information of a vehicle based on its VIN.

Costs: X Tokens
custom report
Custom Report
This function can be configured to combine multiple different searches into one search that meets your specific requirements.

Costs: X Tokens
and more
And more...
Please notify us of any specific search type you would require in addition to those already provided. We will investigate and integrate if at all feasible.
check identity
Check Identity
For checking the validity of an Identity. An ID number search returns the associated names and surname of the Identity.

Costs: 4 Tokens
profile identity
Profile Identity
For retrieving all related information for an ID number from DHA. An ID number search returns the full file including Name, Surname, ID number, Deceased Status, Deceased Date, Marital Status, Marital Date, Spouse ID Number.

Costs: 21 Tokens
match fingerprints
Match Biometrics
For biometric matching (fingerprints and face) against records at Department of Home Affairs and issuing a digital certificate as irrefutable proof of the Identity.

Costs: 54 Tokens
photo id
Photo ID
For retrieving all related information from DHA including the person's registered photo. An ID number search returns the full file including Name, Surname, Photo, Birth Place Country Code, SA ID blocked?, SA ID Issue Date, SA ID Issue Seq No, Smart Card issued.

Costs: 31 Tokens
proof of life
Proof of Life
For retrieving confirmation of Proof of Life as per DHA records. Search results will include Ref #,Name, Surname, ID, Date of Birth, Deceased Status, Deceased Date.

Costs: 9 Tokes
verify address
Verify Address
To retrieve all known address information of the customer with an instance count per address (as per SACCRA)

Costs: X Tokens
verify contact details
Verify Contactibility
To retrieve all known address information of the customer including Name, Surname, ID, DOB, Mobile numbers 1-3 and Email

Costs: 16 Tokens
verify bank account
Verify Bank Account
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3 months bank statement
3 Months Bank Statement
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pep / poi report
PEP / POI Report2
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fica report
Full Fica Report
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trust search
Trust Search
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cipc report
CIPC Report
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deeds report
Deeds Report
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Maecenas justo augue, facilisis vitae eros id, condimentum sodales risus. Pellentesque a sagittis ex. Aliquam erat volutpat. Donec nulla magna, tempor id commodo id, tristique non risus. Aenean rhoncus felis magna. Nam fringilla tellus id maximus fringilla.
sars report
SARS Report
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Maecenas justo augue, facilisis vitae eros id, condimentum sodales risus. Pellentesque a sagittis ex. Aliquam erat volutpat. Donec nulla magna, tempor id commodo id, tristique non risus. Aenean rhoncus felis magna. Nam fringilla tellus id maximus fringilla.
natis report
Natis Report
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Maecenas justo augue, facilisis vitae eros id, condimentum sodales risus. Pellentesque a sagittis ex. Aliquam erat volutpat. Donec nulla magna, tempor id commodo id, tristique non risus. Aenean rhoncus felis magna. Nam fringilla tellus id maximus fringilla.
vehicle vin report
Vehicle VIN Report
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Maecenas justo augue, facilisis vitae eros id, condimentum sodales risus. Pellentesque a sagittis ex. Aliquam erat volutpat. Donec nulla magna, tempor id commodo id, tristique non risus. Aenean rhoncus felis magna. Nam fringilla tellus id maximus fringilla.
custom report
Custom Report
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Maecenas justo augue, facilisis vitae eros id, condimentum sodales risus. Pellentesque a sagittis ex. Aliquam erat volutpat. Donec nulla magna, tempor id commodo id, tristique non risus. Aenean rhoncus felis magna. Nam fringilla tellus id maximus fringilla.
and more
And more...
Please notify us of any specific search type you would require in addition to those already provided. We will investigate and integrate i at all feasible.
Digital Onboarding
see what sets US apart from competitors
MORE CUSTOMERS, MORE OFTEN
Each transaction will respond with:
  • Onscreen feedback to give you a real-time answers
  • An email report with the full results of your search
  • You may also download the data via a Webhook
Once you've completed and submitted the onscreen request form, the mobile device will retrieve the data from relevant service provider.

Each transaction can be linked with your unique reference number for future audit purposes.
BENEFITS REDEFINED
easy integration into your existing operational processes
  • Enables remote onboarding, providing results in minutes
  • Allows integration with existing FICA management systems or CRM System
  • KYC results helps manage risks, mitigate fraud and ensure trust
The e-KYC process is entirely digitised and automated and only requires filling out an onscreen form and a few clicks.
BENEFITS REDEFINED
easy integration into your existing operational processes
  • Enables remote onboarding, providing results in minutes
  • Allows integration with existing FICA management systems or CRM System
  • KYC results helps manage risks, mitigate fraud and ensure trust
The e-KYC process is entirely digitised and automated and only requires filling out an onscreen form and a few clicks.
COMPETITIVE PRICING
and No monthly fees
  • You load your account with any amount of tokens
  • Each search done is charged separately
  • Tokens are only deducted from your account once a transaction was successful
Each Token spent is also linked to the specific user who requested the search. A full transaction report can be downloaded for audit purposes.

SEE NOTES FOR COST OF TRANSACTIONS
Trusted Technology
Take a look at some of the Device features
biometric
Optical Biometric sensor
Powered by IDEMIA with PIV IQS certification for accurate matching against DHA
camera
8MP Camera
Capture of high-quality images during field operations and matching photo's against DHA
battery
4000mAh Battery
A replaceable battery allows uninterrupted operations for extended periods
wifi
WiFi & GMS
Guaranteed availability through secure WiFi connectivity with cellphone network as backup
scan
Barcodes & QR Codes
Scan reference numbers to link search results to your internal workflow for audit purposes
secure
Privacy by Design
Encrypted end to end communication of all personal information for full compliance
android
Secure Android OS
Protecting the enterprise solution against misuse and helps with process security
custom
Custom Branding
Trusted by major corporates and proudly branded as their own solutions
Deploy Seamlessly
ONE ACCOUNT FOR ALL YOUR BRANCHES
Subscribe: as easy as 1, 2, 3
application form
Submit the application form
fica checks
FICA checks will be done
courier
Once approved, we courier
activate service
Activate your service
enrol users
Enrol authorised users
use service
Use the service as
necessary
manage service
A FULLY MANAGED SERVICE
monitor, secure and controlled remotely
  • Service updates are configured over-the-air
  • Kiosk mode ensure no unwanted apps on the device
  • Session logon via fingerprints of authorised users
  • Remote support to ensure maximum service availability
The secure Android OS keeps accurate record of terminal health and system performance.
A FULLY MANAGED SERVICE
monitor, secure and controlled remotely
  • Service updates are configured over-the-air
  • Kiosk mode ensure no unwanted apps on the device
  • Session logon via fingerprints of authorised users
  • Remote support to ensure maximum service availability
The secure Android OS keeps accurate record of terminal health and system performance.
manage service
ENROLL AUTHORISED USERS
Full control and visibility
  • You decide which users will be authorised to use the service
  • Fingerprints are used to unlock the device and give access to the search functions
  • Once a user has logged on, all subsequent transactions are linked to that user.
Each transaction is linked to the user who have logged on. A detailed report can also be downloaded for future audit purposes.
Frequently asked questions
What is KYC and why is it important?
What are the flaws and limitations in my current KYC practices?
Do I have to keep copies of all FICA documents?
1 How real-time are the results?
2 What is a PEP or PIP?
How do I subscribe to the service?
What are the costs involved?
Am I an Accountable Institution?
This is a question with an example?